These are unprecedented times, with lock downs and self-isolation requirements resulting in most Canadian are working from home. This could result in office spaces sitting idle for an extended period of time during which the buildings or office spaces could be subject to property and/or liability damages that are typically associated with vacant properties.
Business owners know that commercial liability insurance is a must have as it is often a prerequisite to getting a loan or leasing an office space. Many policy holders or new customers looking for insurance in the market find it difficult to understand what its exactly means to be insured and what is covered so we have decided to bridge that gap.
Commercial umbrella insurance provides an added layer of liability protection for you and your business. The policy covers costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance works as a backup for your other liability coverages by taking over when your other liability coverage limits have been exhausted.
A cyber breach is when an unauthorized individual or organization gains the ability to view, access, or retrieve data from another individual or organization. Cyber breaches typically involve stealing data to share with others, or stealing data and holding it for ransom.
Flooding is a common natural disaster in rural and urban areas across Canada and can occur in any season – from snowmelt runoff floods to heavy rainfall and flash flooding.
Small business owners know that time is precious. There are never enough hours in the day, and you need all your energy, insight, and diplomacy to keep everything humming along. It’s difficult to dwell on the “what ifs” when you’re juggling a host of absolutes.
It’s becoming increasingly common knowledge that cyber crime is on the rise, and your computer and laptop are susceptible to attacks. But what many may not consider is how vulnerable their phone is.
Small business owners know that time is precious. There are never enough hours in the day, and you need all your energy, insight, and diplomacy to keep everything humming along. It’s difficult to dwell on the “what ifs” when you’re juggling a host of absolutes.
It’s becoming increasingly common knowledge that cyber crime is on the rise, and your computer and laptop are susceptible to attacks. But what many may not consider is how vulnerable their phone is.